Privacy Policy
At LoanEligibility, we are committed to protecting your privacy and ensuring transparency about how we handle information. This Privacy Policy explains our practices regarding data collection, use, and protection.
🔒 Privacy Highlights
No Registration Required: Use all our tools without creating an account
No Personal Data Collection: We don't collect names, emails, or phone numbers
Local Processing: Calculator data is processed in your browser, not on our servers
Secure Connection: All data transmission is encrypted with SSL/HTTPS
Information We Collect
Information You Provide
- We do NOT require registration or account creation to use our services
- We do NOT collect personal information like name, email, or phone number
- Calculator inputs (loan amounts, interest rates, tenure) are processed locally in your browser and are NOT stored on our servers
Automatically Collected Information
- Basic analytics data (page views, device type, browser type) through Google Analytics
- IP address for security and fraud prevention purposes
- Cookies for website functionality and analytics (see Cookie Policy below)
How We Use Your Information
We use collected information to:
- Improve website performance and user experience
- Analyze website traffic and usage patterns
- Detect and prevent fraud or security issues
- Comply with legal obligations
- Provide and maintain our free services
Data Security
We protect your information through:
- SSL/HTTPS encryption for all data transmission
- Secure hosting infrastructure with industry-standard security measures
- Regular security audits and updates
- No storage of sensitive financial information on our servers
- Limited access to any collected data to authorized personnel only
Cookie Policy
We use cookies for:
- Essential cookies: Required for basic website functionality
- Analytics cookies: To understand how visitors use our website (Google Analytics)
- Preference cookies: To remember your settings and preferences
Managing Cookies
- You can control cookies through your browser settings
- Disabling cookies may affect website functionality
- Most browsers allow you to refuse cookies or delete existing ones
Third-Party Services
We may use third-party services including:
- Google Analytics: For website analytics and traffic analysis
- Hosting providers: For website hosting and content delivery
- These services have their own privacy policies and we recommend reviewing them
External Links
- Our website contains links to government portals and bank websites
- We are not responsible for the privacy practices of these external sites
- We encourage you to review their privacy policies before providing any information
Your Rights
You have the right to:
- Access: Request information about data we may have collected
- Correction: Request correction of any inaccurate information
- Deletion: Request deletion of your data (where applicable)
- Opt-out: Disable cookies through your browser settings
- Complaint: Lodge a complaint with relevant data protection authorities
Children's Privacy
Protection of Minors
- Our services are not directed to individuals under 18 years of age
- We do not knowingly collect information from children
- If you believe a child has provided information, please contact us immediately
- Parents/guardians should supervise children's internet usage
Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will notify you of any material changes by:
- Posting the updated Privacy Policy on this page
- Updating the "Last Updated" date at the top of this page
- We encourage you to review this Privacy Policy periodically
Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
Email: privacy@loaneligibility.in
Website: www.loaneligibility.in
We will respond to your inquiry within 7-10 business days.
By using LoanEligibility, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy. If you do not agree with this policy, please do not use our services.